Home Page for Southern Middlesex County Teachers FCU

Southern Middlesex County Teachers FCU

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

NCUA
National Credit Union Administration, a U.S. Government Agency

OFFICE WILL BE CLOSED ON

MONDAY SEPT. 6TH IN OBSERVANCE OF LABOR DAY

SUMMER HOURS

JUNE 28TH TO SEPTEMBER 3RD

9:00AM TO 4:00PM

^{^{CHECK OUT OUR GREAT LOW RATES ON LOANS}

^{CLICK ON RATES AT THE LEFT}
^{HOME EQUITY LOANS}

To apply for a mortgage or home equity loan online click on the following link:
http://smctfcu.mortgagewebcenter.com}

^{Surcharge Free ATM location}

^{Your cards can be used at thousands of surcharge free ATM machines. Click on the following links to find the locations most convenient to you.}

^{http://star.via.infonow.net/loc/}

^{http://www.allpointnetwork.com/}

^{IF YOUR VISA CHECK CARD IS LOST OR STOLEN,}

^{CALL 800-523-4175 IF THE OFFICE IS CLOSED}

^{Order your checks online from Harland Clarke, our preferred provider:}

^{https://www.OrderMyChecks.com}

^{Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.}

^{NEW CAR LOANS AT 4.90% APR FOR UP TO 72 MONTHS}

^{Ask if you qualify for a .5% rate reduction on a new car loan.}

^{Used car loans are available for up to 60 months as low as 5.50% APR. See rates section for more details. Pay 10 months a year or 12 months a year. Call today for an application or e-mail us at}^{smctfcu@verizon.net}^.

^{application for EZ Statements}

^{REGISTERED EZ STATEMENT USERS CLICK THE LINK BELOW TO ACCESS YOUR EZ STATEMENT}

^{MY EZ-STATEMENT}

Our policy for our new tiered Money Management Savings Account can be found by clicking on "ACCOUNT INFORMATION" at the left. This type of account is being offered to provide our members with a higher yielding savings account. Offering a higher paying dividend rate on the tiered Money Management Savings will cause slight reductions in dividends being paid on your other share savings accounts (accounts RG – 06). This sub-account, 07, must be established at your request and monies deposited to it in order to benefit from the higher dividend rates.

^{CLICK ON RATES AT LEFT FOR CURRENT TERMS AND RATES FOR CDS}

VISA DEBIT CARDS

Click on the word application to download a PDF file of an application for a Southern Middlesex County Teachers FCU Visa Debit/ATM card (with an attached User Agreement and Disclosure). You can use this card to make signature purchases wherever Visa is accepted AND to make pin based withdrawals, deposits or transfers at an ATM machine with a Star/Plus logo or to make pin based point of sale purchases. All purchases will be directly debited from your checking account, therefore you must have a checking account with us to have one of these cards. If you are interested in obtaining a Visa Debit/ATM card, please complete the downloaded application and mail or bring it in to us. Please detach the User Agreement and Disclosure and keep for your records. We will process your application and the card will be sent to you in the mail. If you currently have an ATM card, the Visa Debit/ATM card will replace it. The original ATM card will be deleted from the system after activation of the new card. Note: If you currently have an ATM card and do not wish to obtain a Visa Debit/ATM card do nothing. If you have no type of card with this credit union and wish to obtain only an ATM card, contact the credit union for an ATM only card application.

Your Visa debit card is protected by Verified by Visa. It password protects your card for free when shopping online. The next time you shop online at participating stores, enter the information requested to activate your card in order to complete the transaction. Or, set up your password ahead of time by going to verified by visa . Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.

ON LINE BILL PAYING

You can use your new visa debit card to pay bills online. the payment will come directly out of your checking account.

INTERNET TELLER IS HERE

You may use the internet teller to find your account balances, to make transfers or to request withdrawals. Click on the "CONTACT US " button at the left for more information and to download a request form.

2010 Closings

New Years Day Friday January 1st

Martin Luther King Jr. Monday January 18th

Presidents' Day Monday February 15th

Easter Holiday Monday April 5th

Memorial Day Monday May 31st

Independence Day Monday July 5th

Labor Day Monday September 6th

Columbus Day Monday October 11th

Veterans Day Thursday November 11th

Thanksgiving Thurs, Fri November 25th, 26th

Christmas Eve Friday December 24th

New Years Eve Friday December 31st

Early Closings

November 24th Wednesday 3:00 PM

Southern Middlesex County Teachers FCU

39 Brunswick Woods Drive
East Brunswick, NJ 08816 USA
Phone: 732-238-8662 Fax: 732-238-8628
© 2010

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