Southern Middlesex County Teachers FCU  






 

WE WILL BE CLOSED FRIDAY, JULY 3RD IN OBSERVANCE OF 

INDEPENDENCE DAY 

SUMMER HOURS ARE JUNE 29TH THROUGH SEPTEMBER 4TH

MONDAY - FRIDAY 9 AM - 4 PM 

**IMPORTANT NOTICE**

Please read the insert included in your June 30th statements.  There is important information in it regarding our new Dormant Account Policy.

Surcharge Free ATM locations

Your cards can be used at thousands of surcharge free ATM machines.  Click on the following links to find the locations most convenient to you.

http://star.via.infonow.net/loc/

http://www.allpointnetwork.com/

IF YOUR VISA CHECK CARD IS LOST OR STOLEN, CALL 800-523-4175 IF THE OFFICE IS CLOSED

 CHECK OUT OUR GREAT LOW RATES ON LOANS

CLICK ON RATES AT THE LEFT 

 HOME EQUITY LOANS

NEW CAR LOANS AT 4.90% APR FOR UP TO 72 MONTHS

Ask if you qualify for a .5% rate reduction on a new car loan.

Used car loans are available for up to 60 months as low as 5.50% APR. See rates section for more details.  Pay 10 months a year or 12 months a year.  Call today for an application or e-mail us at smctfcu@verizon.net. 

*** EZStatements Are Here ***

Please read below for details.

Southern Middlesex County Teachers Federal Credit Union is pleased to announce that electronic statements are now avaliable. If you choose to sign up for EZStatements, you will be able to access your statement on-line and eliminate the paper version that is mailed to you. With EZStatements, you will be able to access your information faster, save it in electronic format on your PC, and print it as needed.

Click on the link below to download a form to sign up for EZ Statements

fax it to the office at 732-238-8628

application for EZ Statements

REGISTERED EZSTATEMENT USERS CLICK THE LINK BELOW TO ACCESS YOUR EZSTATEMENT

MY EZ-STATEMENT  

Our policy for our new tiered Money Management Savings Account can be found by clicking on "ACCOUNT INFORMATION" at the left. This type of account is being offered to provide our members with a higher yielding savings account. Offering a higher paying dividend rate on the tiered Money Management Savings will cause slight reductions in dividends being paid on your other share savings accounts (accounts RG – 06). This sub-account, 07, must be established at your request and monies deposited to it in order to benefit from the higher dividend rates.

CLICK ON RATES AT LEFT FOR CURRENT TERMS AND RATES FOR CDS 

VISA DEBIT CARDS

Click on the word application to download a PDF file of an application for a Southern Middlesex County Teachers FCU Visa Debit/ATM card (with an attached User Agreement and Disclosure). You can use this  card to make signature purchases wherever Visa is accepted AND to make pin based withdrawals, deposits or transfers at an ATM machine with a Star/Plus logo or to make pin based point of sale purchases. All purchases will be directly debited from your checking account, therefore you must have a checking account with us to have one of these cards. If you are interested in obtaining a Visa Debit/ATM card, please complete the downloaded application and mail or bring it in to us. Please detach the User Agreement and Disclosure and keep for your records. We will process your application and the card will be sent to you in the mail. If you currently have an ATM card, the Visa Debit/ATM card will replace it. The original ATM card will be deleted from the system after activation of the new card. Note: If you currently have an ATM card and do not wish to obtain a Visa Debit/ATM card do nothing. If you have no type of card with this credit union and wish to obtain only an ATM card, contact the credit union for an ATM only card application.

  • Your Visa debit card is protected by Verified by Visa. It password protects your card for free when shopping online. The next time you shop online at participating stores, enter the information requested to activate your card in order to complete the transaction. Or, set up your password ahead of time by going to verified by visa . Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.

   ON LINE BILL PAYING

  • You can use your new visa debit card to pay bills online.  the payment will come directly out of your checking account.

     INTERNET TELLER IS HERE

You may use the internet teller to find your account balances, to make transfers or to request withdrawals.  Click on the "CONTACT US " button at the left for more information and to download a request form.

2009 Closings

New Years Day                      Thursday        January 1st

Martin Luther King Jr.          Monday          January 19th

Presidents' Day                      Monday          February 16th

Easter Holiday                        Monday          April 13th

Memorial Day                         Monday          May 25th

Independence Day                 Friday             July 3rd

Labor Day                               Monday         September 7th

Columbus Day                        Monday         October 12th

Veterans Day                         Wednesday    November 11th

Thanksgiving                        Thurs, Fri        November 26th, 27th

Christmas                               Friday              December 25th

Early Closings

November 25th                    Wednesday      3:00 PM

December 24th                     Thursday           1:00 PM

December 31st                     Thursday           3:00 PM

 

 

  

   Southern Middlesex County Teachers FCU


39 Brunswick Woods Drive 
East Brunswick, NJ 08816  USA
Phone: 732-238-8662  Fax: 732-238-8628
© 2009

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