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SUMMER HOURS WILL BE IN EFFECT FROM
JUNE 30TH TO AUG 29TH
MON-FRI 9:00AM TO 4:00PM
OUR OFFICE WILL BE CLOSED FRIDAY
JULY 4TH
NEW CAR LOANS AT 5.3% APR
New and used car loans are available for up to 72 months as low as 5.30% APR. See rates section for more details. Pay 10 months a year or 12 months a year. Call today for an application or e-mail us at smctfcu@verizon.net.
*** NEW! EZStatements Are Here ***
Please read below for details.
Southern Middlesex County Teachers Federal Credit Union is pleased to announce that electronic statements are now avaliable. If you choose to sign up for EZStatements, you will be able to access your statement on-line and eliminate the paper version that is mailed to you. With EZStatements, you will be able to access your information faster, save it in electronic format on your PC, and print it as needed.
Click on the link below to download a form to sign up for EZ Statements
fax it to the office at 732-238-8628
application for EZ Statements
REGISTERED EZSTATEMENT USERS CLICK THE LINK BELOW TO ACCESS YOUR EZSTATEMENT
MY EZ-STATEMENT
HOME EQUITY LOANS

Our policy for our new tiered Money Management Savings Account can be found by clicking on "ACCOUNT INFORMATION" at the left. This type of account is being offered to provide our members with a higher yielding savings account. Offering a higher paying dividend rate on the tiered Money Management Savings will cause slight reductions in dividends being paid on your other share savings accounts (accounts RG – 06). This sub-account, 07, must be established at your request and monies deposited to it in order to benefit from the higher dividend rates.
CLICK ON RATES AT LEFT FOR CURRENT TERMS AND RATES FOR CDS
FRAUD ALERT:
DO NOT GIVE OUT ANY INFORMATION ON THE PHONE OR RESPOND TO ANY EMAIL REQUESTS ABOUT YOUR VISA DEBIT CARD OR ANY OF YOUR ACCOUNT INFORMATION WITH US, EVEN IF SOMEONE SAYS THEY ARE FROM VISA , NCUA OR THE SOCIAL SECURITY ADMINISTRATION!!!!!
PLEASE CONTACT US IF YOU HAVE ANY DOUBTS OR QUESTIONS.
VISA DEBIT/ATM CARD IS HERE
IF YOUR VISA CHECK CARD IS LOST OR STOLEN,
CALL 800-523-4175 IF THE OFFICE IS CLOSED
Click on the word application to download a PDF file of an application for a Southern Middlesex County Teachers FCU Visa Debit/ATM card (with an attached User Agreement and Disclosure). You can use this card to make signature purchases wherever Visa is accepted AND to make pin based withdrawals, deposits or transfers at an ATM machine with a Star/Plus logo or to make pin based point of sale purchases. All purchases will be directly debited from your checking account, therefore you must have a checking account with us to have one of these cards. If you are interested in obtaining a Visa Debit/ATM card, please complete the downloaded application and mail or bring it in to us. Please detach the User Agreement and Disclosure and keep for your records. We will process your application and the card will be sent to you in the mail. If you currently have an ATM card, the Visa Debit/ATM card will replace it. The original ATM card will be deleted from the system after activation of the new card. Note: If you currently have an ATM card and do not wish to obtain a Visa Debit/ATM card do nothing. If you have no type of card with this credit union and wish to obtain only an ATM card, contact the credit union for an ATM only card application.
- Your Visa debit card is protected by Verified by Visa. It password protects your card for free when shopping online. The next time you shop online at participating stores, enter the information requested to activate your card in order to complete the transaction. Or, set up your password ahead of time by going to verified by visa . Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.
ON LINE BILL PAYING
You may use the internet teller to find your account balances, to make transfers or to request withdrawals. Click on the "CONTACT US " button at the left for more information and to download a request form.
2008 Closings
Martin Luther King Jr. Monday January 21st
Presidents' Day Monday February 18th
Easter Holiday Monday March 24th
Memorial Day Monday May 26th
Independence Day Friday July 4th
Labor Day Monday September 1st
Columbus Day Monday October 13th
Veterans Day Tuesday November 11th
Thanksgiving Thurs, Fri November 27th, 28th
Christmas Thursday December 25th
Early Closings
November 26th Wednesday 3:00 PM
December 24th Wednesday 1:00 PM
December 31st Wednesday 3:00 PM
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